Disclaimers

<p><strong>Investment Disclaimer</strong></p>
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<p>Global Maxfin Investments Inc. (GMII) is registered as a Mutual Fund Dealer with the Provincial Securities Commissions and as such our Financial Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), GMII is obligated to disclose to you that you may be dealing with companies other than GMII when purchasing services or products from your Financial Advisor (remuneration to your Financial Advisor may also come from various sources depending on the services or products purchased). For example, your Financial Advisor may offer any one or more of the following through a separate business, which would not be the responsibility of GMII:</p>
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<p>* Deposit Instruments: GICs, Canada Savings Bonds</p>
<p>* Fee for Service Financial Planning</p>
<p>* Estate Planning</p>
<p>* Tax Planning</p>
<p>* Insurance: Life, Accident, Sickness, Disability, General.</p>
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<p>Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Financial Advisor would be happy to provide any clarification you require.</p>
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<p>Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount on your investment in the fund will be returned to you. Past performance may not be repeated.</p>
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<p>This material is not to be construed as an offer or solicitation. The securities mentioned may not necessarily be considered to be suitable investments for all clients. Contact your financial advisor to discuss your individual investment needs.</p>
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<p>Segregated Funds are subject to any applicable death and maturity guarantee, and part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value according to fluctuations in the market value of the assets in the segregated fund.</p>
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<p>Ausim Mobeen and Global Maxfin Investments Inc. (GMII) do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Ausim Mobeen or GMII. The information in this communication is subject to change without notice. By clicking on a third-party link, you will leave this website.</p>
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<p>Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchase declines.</p>
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<p>Email and Internet are not a secure medium and privacy cannot be assured. E-mail is vulnerable to interception and forging. Global Maxfin Investment Inc. will not be responsible for any damages you may incur if you communicate confidential information over the Internet or if we communicate such information to you at your request.</p>
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<p>This calculator is for illustrative purposes only and should not be relied upon, as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer.</p>
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<p>The rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the mutual fund or asset allocation service or returns on investment in the mutual fund or from the use of the asset allocation service.</p>